What is Strata Insurance?
and why use an insurance broker?
We work for you, not the insurer. We can help you arrange multiple quotations from multiple insurers which if you are in NSW will allow your strata plan to be compliant with the local legislation requiring you to obtain 3 quotes.
We don't just compare prices, we also compare the cover and the excesses helping you see what cover has been taken and what the excess will be.
We can also help you compare policy wordings, if you would like a more thorough review to ensure that you're making the right decision for your strata plan.
Once you decide on a policy, we then help you arrange the cover and remain your contact throughout the year to help you with claims, changes to the policy, or arranging certificates of currency.
When it comes time to renew your policy next year, we contact you prior to the renewal to discuss with you any changes to your strata, changes to the insurance market and to discuss with you your options at renewal. This may be to recommend staying with the existing insurer or it could well be recommending a new insurer if there is an option with more cover, lower excesses, or, a more competitive premium.
At Affinity Insurance Services, We're here to help.
We are also transparent with our income. We will declare to you all commissions and fees that we will receive for the placement of your policy so you can be sure that our advice isn't based on the policy offering us the most commission but rather the policy that we think is the best for you. For more information on using a Broker, please review our FAQ or call our office.